What is Non-Owner Car Insurance? Everything You Need to Know Before You Borrow a Car
Have you ever found yourself in a position where you don't own a vehicle, but you still need to get behind the wheel? Perhaps you frequently rent cars for business trips, borrow a friend’s truck for a weekend move, or use a car-sharing service to run errands around the city. While borrowing a car is convenient, it raises a vital question: Are you actually protected if an accident happens? Many people assume that the car owner’s policy handles everything, but relying solely on someone else's coverage can leave you vulnerable to massive legal and financial risks. This is where non-owner car insurance comes into play. It is a specialized, affordable solution designed to provide liability protection for drivers who don't have a title in their name. Defining Non-Owner Car Insurance Non-owner car insurance is a policy that provides bodily injury and property damage liability coverage for individuals who drive cars they do not own. It acts as a safety net that follows the driver...