How to Hit Credit Card Sign-Up Bonuses Fast Using Your Monthly Bills
So, you’ve just been approved for a shiny new travel card with a massive 100,000-point sign-up bonus. The only catch? You need to spend $6,000 in the next three months. For many, that sounds like a daunting amount of "extra" spending. But here is the secret: you don't need to spend more money—you just need to spend it differently . By strategically shifting your non-negotiable monthly bills onto your new card, you can knock out that minimum spend requirement without buying a single thing you didn't already need. Here is how to hit those benchmarks fast and efficiently. 1. Front-Load Your Utilities and Subscriptions Most utility companies (electricity, water, gas) and telecom providers (cell phone, internet) allow you to carry a positive balance on your account. If you are $500 short of a bonus and your deadline is approaching, you can "prepay" your future bills. The Strategy: Instead of your usual $100 monthly electric payment, make a one-time $500 payment...